Retirement of Your DreamsJason Bergquist

The Junk Drawer Account Roundup

Most of us have a few accounts scattered around from old jobs and old decisions. Check each one you have, or might have.

Old 401(k)s and 403(b)s from past employersCheck old pay stubs or W-2s, or call the former employer's HR. The National Registry of Unclaimed Retirement Benefits is free to search.Pensions you may have forgottenEven a few years at one company can earn a small pension. Ask former employers, or use the PBGC search tool at pbgc.gov.Small IRAs and rollover IRAsLook for year-end tax forms (Form 5498) from banks and brokerages.Old annuities and life insurance policiesLook for yearly statements. The NAIC Life Insurance Policy Locator (naic.org) helps families find lost policies.Savings bondsTreasuryDirect.gov has a free tool to search for matured bonds that no longer earn interest.Unclaimed propertyEvery state keeps a list of forgotten accounts. Search free at missingmoney.com, and never pay a finder's fee.HSAs and old employee stock plansCheck old benefit portals and year-end statements.

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For educational purposes only. This is not tax, legal or investment advice, and it is not an offer to buy or sell any product. Retirement of Your Dreams.